Appraisal services for Hixson and Hamilton County homeowners

The top 7 reasons TN homeowners hire Nextgen Valuations Group LLC:

  1. Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
  2. Challenge Hamilton county's assessment of your property
  3. To reduce their mortgage payments by removing PMI
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. Determine the true market value of real estate in question to settle an estate in TN

Need help determining the price of your home in or near Hixson, TN?
Contact Nextgen Valuations Group LLC.

At Nextgen Valuations Group LLC, we understand the particular needs of a consumer in need of appraisal services. Our typical business clients get the appraisal process and the usual reporting formats. But as a consumer,you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our findings.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own home because you probably have an emotional attachment to it. Our professional appraisers at Nextgen Valuations Group LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value conclusion than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred money saver for homeowners. Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Nextgen Valuations Group LLC, we're qualified in helping homeowners just like you rid yourselves of unneeded PMI insurance.

Challenge Hamilton county's assessment of your property

Lets say you live in an area that is declining -- your local tax assessor may have your house overvalued. That only means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal report from Nextgen Valuations Group LLC is your number one weapon.

HELOC recently frozen?

Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. This can this be inopportune from a cash flow angle, and unfavorable to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Nextgen Valuations Group LLC can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you would prefer to have a seasoned expert double-check it for preciseness or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Nextgen Valuations Group LLC can go out and check the subject and comparables in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had in the past. Even though this is usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your house.